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Features

Your complete toolkit to
navigate what's next

Tell us what you're going through — get a personalized roadmap in 60 seconds. Your dashboard populates with every task organized by urgency, calculates every deadline automatically, and helps you draft the letters you need to send.

Describe what's happening — in your own words

No forms. No intake paperwork. Just describe your situation and Lumeway organizes your next steps. It asks clarifying questions, provides starting-point letter templates, explains common forms, and tells you when you need a professional.

Populates your checklist by urgency
Helps you draft letters using our templates
Explains forms and walks you through them
Tells you when to call a professional
Lumeway Navigator

I just got served divorce papers. I don't know where to start.

I'm sorry you're going through this. Let's take it one step at a time. First — have you secured copies of your key financial documents? Bank statements, tax returns, and retirement account statements.

Not yet. Should I do that now?

Yes, that's your first priority. Here's why: once the divorce process starts, access to joint accounts can change. I've added this to your checklist as an immediate task.

Every feature is free to try. No credit card required.

Start a conversation →
Checklist Overview Guide Calendar Files
Your next step
Divorce — Immediate
Secure copies of financial records
Bank statements, tax returns, and retirement account statements
Upcoming Deadlines
Temporary restraining order Urgent
File response to petition 30 days
Financial disclosure deadline 60 days
15%
5 of 34 tasks
Quick Links
Navigator Chat
Notes
Activity Log

Your personal command center

Log every phone call, form you filed, and appointment you attended. Your dashboard becomes a record of everything you've done — so when someone asks "did you submit that?" you always have the answer.

Activity log — track calls, forms, and appointments
Quick links to government resources for your state
Every conversation saved for reference
Notes, documents, and deadlines all in one place

Know exactly what to do first

When everything feels urgent, it's hard to know where to start. Your checklist breaks it down — what to handle this week, what can wait until next month, and what to plan for down the road.

Tasks sorted by immediate, short-term, and long-term
Built for your specific transition — not generic advice
Track your progress as you check things off
Documents you need to gather listed alongside each step
Checklist Overview Guide Calendar Files
Financial & Legal
Secure financial documents
Open individual bank account
Request credit report
Inventory joint assets
Insurance & Benefits
Review health insurance options
Update beneficiary designations
Evaluate COBRA vs marketplace
Checklist Overview Guide Calendar Files
April 2026
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Upcoming
Apr 23
File response to petition
Apr 30
Financial disclosure due
May 15
COBRA election deadline

Never miss a deadline again

COBRA has a 60-day window. Unemployment has a filing deadline. Probate has court dates. Your calendar fills in automatically based on your conversation, so critical dates don't slip by.

Deadlines from your conversations show up automatically
Enter a key date and calculate every deadline from it
Click any day to see details — who to call, what to bring
Add your own appointments and important dates

Keep a record of everything you do

Phone calls, forms submitted, emails sent, appointments attended — log every action so you never lose track of where you are in the process.

Log phone calls, forms, emails, and appointments in one place
Track who you talked to and what organization they're from
Never wonder "did I already file that?" again
Edit or remove entries anytime — your log, your way
ACTIVITY LOG
📞
Called SSA
Re: survivor benefits application
Apr 15
Emailed HR
Re: COBRA election form
Apr 14
📋
Filed form
Unemployment initial claim
Apr 12
📞
Called bank
Re: joint account freeze
Apr 10
MY FILES
📄
Severance_Agreement.pdf
2.1 MB · Legal
📝
COBRA_Election_Notice.docx
847 KB · Insurance
📊
Monthly_Budget_Tracker.xlsx
340 KB · Financial
🖼️
Insurance_Card_Front.jpg
1.3 MB · Insurance

Drop files here or click to browse

Upload, annotate, highlight, and sign — right here

Severance agreements, insurance forms, court documents, pay stubs — upload them, annotate PDFs, highlight key sections, and add your signature without leaving the dashboard. No more digging through email for that one attachment.

Upload PDFs, Word docs, images, and spreadsheets
Organize by category — legal, financial, insurance, medical
Access everything from one secure dashboard
No more digging through email for that one attachment

Step-by-step guides for every task

Each guide walks you through a specific task — what it is, why it matters, every step in order, and rules specific to your state. Written for someone doing this for the first time.

What, why, and how — for every task on your checklist
State-specific rules, deadlines, and agency links built in
Key terms explained in plain language
Common mistakes other people make — so you don't
CATEGORIES
Divorce & Separation
Financial · Legal · Insurance · Housing
Death & Estate 🔒
Job Loss 🔒
Financial & Asset Protection
Secure copies of financial records
What: Gather bank statements, tax returns, retirement account statements, and credit card records before access changes.
Why it matters: Once the divorce process begins, a spouse may restrict access to joint accounts or financial records.
Steps
  1. Download the last 12 months of bank statements
  2. Copy the most recent tax return (all pages)
  3. Screenshot retirement account balances
State note — California
California is a community property state. All assets acquired during marriage are generally split 50/50.
Open an individual bank account
COMMUNITY
🌸 Sarah 2 days ago
Tips for organizing estate paperwork?
Finally tackling my parents' estate docs. Has anyone found a good system for sorting deeds, accounts, and beneficiary forms?
♥ 65 replies
🎯 David 1 day ago
Landed a new role after 4 months
Just wanted to share some hope for anyone in the thick of a job search...
♥ 73 replies
Cara Founder
Welcome to the Lumeway community
Hey, so glad you are here. No question is too small, no vent is too messy...
♥ 53 replies📌 Pinned

You are not doing this alone

Connect with others navigating the same transitions. Ask questions, share what you have learned, or just vent — in a moderated space built for people going through real things.

Topic-based discussions — legal, financial, emotional support, and more
Filter by your transition — divorce, job loss, estate, and beyond
Ask Cara directly — get practical guidance from the founder
Moderated and safe — clear guidelines, no spam, crisis resources available

Ready to find your way through?