A free PDF covering the critical first steps for six major life transitions — what to do first, what can wait, and who to call.
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What's inside
File for unemployment, understand your COBRA timeline, review severance before signing, and protect your 401(k).
Secure financial records, understand temporary orders, protect shared accounts, and start building your support team.
Notify key parties, secure the estate, understand survivor benefits, and know which deadlines matter most.
Transfer utilities, update your address everywhere that matters, handle lease and school logistics, and register to vote.
Understand SSDI vs. SSI, request FMLA, gather medical documentation, and start the application process.
Navigate Medicare enrollment, plan Social Security timing, understand RMDs, and bridge the healthcare gap.
Who this is for
Lumeway's Emergency Kit gives you clarity when everything feels urgent. It won't replace a lawyer or financial advisor — but it will help you understand what to do first.